Creating opportunities that benefit us all!
WDL Credit Funds was created to bring together investors and entrepreneurs. This allows entrepreneurs to make the investments that will move their businesses, and therefore all of us, forward. Because often it can.
Direct contact
More about WDL Credit Funds
I want to borrow money
For my business or real estate
Make an appointment
- An indicative quote within 1 business day
- Flexible, fast and person-oriented
- Financing for business premises, business acquisitions, working capital, machinery expansions, refinancing and real estate development, among others
Make an appointment
I want to invest
In loans to Dutch SMEs and real estate investors
Make an appointment
View options
- 6.25 to 8.5% yield
- Defensive investing
- An appropriate risk-return ratio
- Choice: Direct Lending, SME Fund, WDL 1st Mortgage Fund
- Optimal selection, structuring and management
Make an appointment
View options
- Loans granted 97
- Total funded € 58.260.000
Business financing? We look at how it can be done!
There are too many entrepreneurs who have their affairs in neat order, but cannot get a loan from the bank. Driven entrepreneurs with a successful business, a thoughtful plan and an acceptable risk profile. But the complex nature of policies and processes often makes it difficult for banks to make sense of these companies. As a result, they cannot offer financially tailored services.
At WDL, we like to look at how this can be done.
Thanks to the expertise we have accumulated over several decades, we know exactly what to look for. And how to correctly assess the risks, because there are always risks.
More about WDL
Our solutions
WDL 1st Mortgage Fund
Investing from €100,000, 6.25% return
- Net return of 6.25% with no hidden fees
- Defensive and safe investing
- Monthly return payable
- Risks manageable through mortgage on current property
- Intake financing based on comprehensive risk analyses
- WDL Credit Funds co-invests
- Lend only to Dutch SMEs with proven cash flow
WDL 1st Mortgage Fund Brochure
Learn more
WDL SME Fund
Investing from €400,000, expected return 8% per year
- Loans to borrowers between 8.5% – 10.5% per annum
- The expected return after expenses for the investor is 8.0% per year
- The fund size is € 40 – 80 million from which about 80-100 loans will be provided
- Loans based on proven cash flow from existing SMEs or real estate entrepreneurs
- Moderate risk profile
- Duration 6 to 7 years
WDL SME Fund Brochure
Learn more
WDL Direct Lending
Investing from €100,000
- Loans to SMEs and real estate investors with between 6.5% and 8.5% interest per year
- Duration of the loans up to 5 years
- Self-selection of loans based on thorough risk analysis by specialists
- Management by the IT and subject matter experts of WDL Credit Funds
- Also house your existing outstanding loans under management
WDL Direct Lending Brochure
Learn more
WDL Private Debt Service
Advice and support for your Private Debt investments.
- WDL as a specialist involved in your private debt positions
- Risk analyses on private debt when taking positions.
- Unburdening on existing positions through customization e.g. management incl. damage control, as well as loan documentation, administration and interest and redemption collections.
- Cost: hourly rate/customization
I would like personal contact
Learn more
Statistics WDL Credit Funds
€ 58.260.000
Totaal gefinancierd
7,5%
Gemiddelde bruto rente
65%
Gemiddelde Loan to Value
1
Aantal defaults
€ 594.490
Gemiddelde omvang lening
6,75%
Gemiddelde netto rendement in 2024
40 maanden
EN Gemiddelde looptijd van de leningen
€ 0
Afboekingen of verwachte afboekingen op leningen
View completed financings
Interested in a no-obligation introduction to WDL Credit Funds?
For a no-obligation introduction to WDL Credit Funds, contact Bart van der Wielen at 06 38 90 43 36.
Or mail Bart
Examples of completed financings
North Brabant
Bridge financing home remodeling
| Loan | € 600.000,= |
| Interest | 8,50% |
| Repayment | No repayment during term |
| Duration | max. 9 months with a minimum interest period of 3 months |
| Collateral | 3rd mortgage on the home with an LTV of 70% after financing |
| Liability | Deposit |
Commercial real estate
Utrecht
Commercial real estate financing
| Loan | € 600.000,= |
| Interest | 7,25% |
| Repayment | €20,400 per year |
| Duration | 5 years |
| Collateral | 1st mortgage on OG with LTC of 70%, pledge lease agreement |
| Liability | Deposit |
Project Development
North Brabant
Financing bridging home
| Loan | € 750.000,= |
| Interest | 7,5% |
| Repayment | No repayment during term |
| Duration | 8 months, with a minimum interest period of 3 months |
| Collateral | 1st mortgage on OG with an LTV of 52% |
| Liability | Deposit |
Project Development
North Brabant
Financing construction project development
| Loan | € 300.000,= |
| Interest | 8% |
| Repayment | No repayment during term |
| Duration | 12 months |
| Collateral | 1st mortgage on OG with LTV of 50%, |
| Liability | Deposit |
Project Development
Gelderland
Financing development 2 apartments
| Loan | € 200.000,= |
| Interest | 7,5% |
| Repayment | €9,000 per year |
| Duration | 5 years |
| Collateral | 1st mortgage on property with an LTV of 72.7%, pledged rental payments |
| Liability | Deposit |
Agricultural
North Holland
Financing investments + working capital
| Loan | € 875.000,= |
| Interest | 8,0% |
| Repayment | € 42,000 per year |
| Duration | 5 years |
| Collateral | 1st mortgage on OG with an LTV of 61%, pledging rental payments |
| Liability | Deposit |
View more completed financings
I send a message and they call the same day to inventory. Love that speed!"
Tom, 29, Oisterwijk
My house bank just doesn't visit anymore. The management of WDL Credit Funds will come. Just to talk to each other."
Henk, 47, Hilversum
At my bank, a 3-month approval process is already very fast. With WDL Credit Funds, I had certainty of financing in 2 weeks."
Olivia, 39, Beverwijk
They did get the financing that I had been peddling myself for months."
Ibrahim, 42, Nieuwegein
Financing specialists with understanding."
Rob, 62, Den Bosch
They make easy-to-read analyses that make sense. As an investor, I get a quick picture because of that."
Marco, 50, Etten-Leur
Current
The latest blogs, news stories & events
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28 May 2024
Mortgage as collateral: always good, right?
Important when investing in Private Debt is obtaining the right collateral to mitigate risk. I often hear investors reason in their consideration of risk as if a loan with a mortgage on real estate is always very low in risk. That requires some nuances. In this blog, I share some important aspects every investor should consider when taking out a loan.
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21 May 2024
Intermediaries, an added value for all parties
Intermediaries are indispensable in the financial world, especially for those looking for a reliable and effective way to obtain financing. At WDL, we work closely with intermediaries to ensure that both borrower and investor get the most out of a deal.
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23 April 2024
Private Debt as a driver of economic growth
Non-bank financing, or Private Debt from the investor's perspective, plays a crucial role in the economic growth of the Netherlands. This type of financing provides an alternative to traditional bank loans, especially for small and medium-sized enterprises (SMEs), which are the backbone of the Dutch economy.
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18 April 2024
Private Debt as a driver of economic growth
Thursday, April 18: The event for investors, wealth advisors, family offices and institutional investors
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16 April 2024
Private Debt: a nice fixed return and low risk
Investing in Private Debt is popular. Read more about the low risks and good returns.
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20 March 2024
The taxman as an ATM? Two practical examples
How have SMEs dealt with corona tax debts? In our daily practice, we come across the weirdest things.
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29 February 2024
The differences within the asset class Private Debt
All about the dynamics of Private Debt and a relevant consideration for wealth advisors.
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27 February 2024
This event has already taken place. Sign up for our newsletter to be notified for future events.
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8 February 2024
Risk and return in the Private Debt sector: An in-depth exploration
Investing in Private Debt is popular. Read more about the low risks and good returns.
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